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A Smarter TIC Agreement for Your Primary Home

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Own a home together with a plan.

Joynt’s Tenancy in Common (TIC) Agreement is designed for people buying and living in a primary home together.

Each owner holds a direct share of the property, while the agreement establishes the rules for how you’ll own, live, and make decisions together. It covers the important things upfront: ownership percentages, mortgage and shared expenses, bedrooms and common spaces, guests and household members, repairs, decisions, and what happens when someone wants to move out or sell.

Because owning a home together isn’t just about whose name is on the deed. It’s about having a clear plan for everything that comes after.

What to expect from Joynt

Your TIC Agreement, built into Joynt. 

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Joynt provides your group with a Tenancy in Common (TIC) Agreement designed specifically for people who own and live in a primary home together.
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We guide you through the information needed to create your agreement, including ownership shares and responsibilities.
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Once completed, your TIC Agreement gives everyone a clear legal framework for owning the property together.
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Built for sharing a home.

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Joynt helps your group establish each person’s ownership percentage and how the ongoing costs of the home will be divided.
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The agreement sets expectations around who can live in the home, including spouses, partners, and other household members, so everyone understands how changes in the household are handled.
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Define who has exclusive use of each bedroom and how shared spaces are used. Joynt keeps room assignments and important household information organized in one place.
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House rules can cover the things that actually affect day-to-day life, including guests, household members, pets, smoking, and use of shared spaces.

Make decisions without it getting uncomfortable. 

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Your TIC Agreement establishes how different types of decisions are made, from everyday household matters to major financial and ownership decisions.
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Votes are weighted by ownership share, with different approval requirements depending on the decision. Joynt gives your group a place to propose decisions, vote, and keep a record of what was decided.
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Know who pays for what.

 

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Your TIC Agreement defines how shared costs such as the mortgage, property taxes, insurance, utilities, HOA expenses, and required repairs are divided.
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Shared costs are usually split based on how much of the home each person owns. The mortgage can be divided differently based on each owner’s agreed share of the debt.

Plan for changes.

 

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Someone may get married. Someone may want to move out. Someone may eventually want to sell their share.
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Your TIC Agreement establishes a process for those changes before they happen, including rights for the remaining owners when someone wants to sell and provisions that address permanent move-outs, new owners, transfers, and the sale of the home.
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Bring it all together

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Legal protection is just the start of how Joynt allows you to co-own with confidence.

All Features
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Shared Finances

Our platform automates tracking and splitting expenses, so you can skip the awkward conversations and focus on the fun. Full transparency means no surprises, just clarity.

More about shared finances ->
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Custom-Fit Operating Agreement

We help you create a clear, comprehensive legal agreement tailored to your group. It’s the official rulebook for your property that covers everything from ownership percentage to house rules.

Operating agreements ->

Ready to try Joynt?

Create a group, add a property, and use Joynt whether you’re already co-owning or just getting started. Start free and stay free as long as you like.

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Buying with Friends Newsletter


Our newsletter is where we share real stories, practical guidance, and thoughtful ideas around buying and owning property together.

It’s for people who are curious, asking questions, and figuring things out, whether you’re ready to buy now or just starting to explore what shared ownership could look like.

PS: Online community coming soon...we’ll keep everyone posted!

Frequently Asked Questions

  • Joynt helps you co-own a home with people you trust. Actually own a share of the property through a protected LLC structure, making ownership flexible, secure, and easy to manage.

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  • New to co-ownership or already share a home? Joynt helps you set up an LLC, manage finances, and stay in sync with your group—all in one easy platform.

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  • Curious about co-ownership? Joynt makes it easy to buy and share a home with others—offering legal protection, flexible access, and simple tools to manage it all together.

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  • Onboarding a property to Joynt is simple—just start a group, share some ownership details, and we’ll handle the LLC setup, agreements, and tools to manage your shared home smoothly.

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  • Joynt’s tools make co-ownership easy—manage bookings, track finances, handle decisions, and stay connected with your group, all in one place.

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At Joynt, we believe in making property co-ownership simple, accessible, and enjoyable. The Joynt platform empowers people to own, manage, and share property with others. By handling the legal, financial, and scheduling complexities, we enable co-owners to focus on what truly matters → enjoying their home.

Whether you're looking to co-own with friends, family, or like-minded buyers, Joynt makes the journey effortless and rewarding.

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