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How My Sister and I Bought a Beach House Together

Buying property together can open doors you couldn’t unlock on your own, but it also comes with real questions no one prepares you for. Who does what? How do you make decisions? How do you protect the relationship?

I’ve bought ten homes over the last decade, none of them alone. This story is about one of the most meaningful ones: the beach house my sister and I bought together.

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At a Glance

Who I bought with: My sister, Stef
Property: Beach house / short-term rental
Location: Santa Rosa Beach (30A), Florida
Purchased: November 2019
Purchase price: $455,000 (it was an ugly fixer upper with good bones)
Ownership split: 50 / 50
Where we lived: Austin, TX & Los Angeles

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How did the idea to buy together first come up?

We grew up vacationing along 30A, and after our parents divorced, those trips became even more meaningful. There was no longer one place that felt like “home” for the whole family, and the idea of creating one together kept coming up over the years.

At first, it felt unrealistic. Beach houses were something your rich friends parents owned. But after my sister and I successfully bought our first home together in Austin, the idea started to feel possible.

 

Why did buying together make sense at the time?

I was newly self employed and couldn’t qualify for a loan on my own. My sister had just landed her first steady corporate job as a Creative Director. Our strengths complemented each other really well.

I brought real estate and renovation experience. She brought design instincts, organization, and income stability. We had already proven we could work together, so this felt like a natural next step.

Challenges

What almost stopped this from happening?


Our first offer on a different house was rejected, and it was really disappointing. For a moment, it felt like the door had closed because there were barely any homes on the market within our budget.

Instead of forcing that one house, we paused, and not long after, we found a better fit. The house we ended up buying was closer to the beach, in a stronger location, and ultimately felt more “us.” But people overlooked it because it was ugly!

 

What risks did you take?

We bought the house sight unseen during COVID, relying heavily on a trusted local realtor. On top of that, we took on a full renovation.

It was definitely a leap, but it was a calculated one. My sister manages projects professionally, and I’ve been through renovations before. We trusted ourselves and our skill sets.

 

What was harder than you expected after closing?

Honestly, the ongoing ownership.

Renovation felt familiar. What surprised us was how much coordination it takes long-term — especially when you live in different cities. Communication was scattered, responsibilities weren’t always clearly defined, and we relied on a mix of spreadsheets, texts, and good intentions.

That’s where structure — or the lack of it — really showed up.

Problem Solving

How did the idea to buy together first come up?

We grew up vacationing along 30A, and after our parents divorced, those trips became even more meaningful. There was no longer one place that felt like “home” for the whole family, and the idea of creating one together kept coming up over the years.

At first, it felt unrealistic. Beach houses were something your rich friends parents owned. But after my sister and I successfully bought our first home together in Austin, the idea started to feel possible.

Why did buying together make sense at the time?

I was newly self employed and couldn’t qualify for a loan on my own. My sister had just landed her first steady corporate job as a Creative Director. Our strengths complemented each other really well.

I brought real estate and renovation experience. She brought design instincts, organization, and income stability. We had already proven we could work together, so this felt like a natural next step.

Why did buying together make sense at the time?

I was newly self employed and couldn’t qualify for a loan on my own. My sister had just landed her first steady corporate job as a Creative Director. Our strengths complemented each other really well.

I brought real estate and renovation experience. She brought design instincts, organization, and income stability. We had already proven we could work together, so this felt like a natural next step.

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What I wish I knew

This experience, the messy spreadsheets, missed check-ins, and constant “we should really organize this” moments, is exactly why I’m so excited about what we’re building at Joynt.

Co-ownership can be incredibly rewarding, but it works best when the structure is handled thoughtfully. Joynt exists to support co-owners not just at purchase, but through renovations, management, and everyday decision-making, so relationships stay strong and ownership stays clear.

Buying together isn’t always easy. But when it works, it can open doors you couldn’t unlock alone.